Separis

Terms of Use

Written to be read. Five things, in plain words.

Last updated 12 August 2026

What Separis is

A private ledger you type into. It never connects to a bank and never verifies your numbers. It is a record of what you tell it, not financial advice.

Your data is yours

What you enter stays in the app’s private storage. Optional cloud backups are encrypted with a key only your devices and Recovery Code hold. We do not operate a server that stores your ledger.

Recovery is on you

Losing the Recovery Code and every device means the data is gone. Nobody can restore it — including us.

Subscriptions

Separis Premium is offered as a monthly or yearly auto-renewing subscription, or a one-time Lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel through the app store account used for the purchase. Payment is charged by Apple’s App Store or Google Play at confirmation.

What the decoy vault does and does not do

It opens a separate, believable vault with a second code. It is a privacy tool, not a defence against forensic examination of the device, and it is not a way to mislead anyone with a legal right to your records.

No warranty

Separis is provided as is. We are not liable for losses arising from data you entered, lost codes, or decisions made from what the app displays.